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Linqto's vision is "Your Access to Private Investment". Our mission is to make investing in private companies as easy and accessible as investing in the public stock market. Our platform features high growth, technology driven companies who we believe will go public or be acquired within 5 years. Ripple, Polysign, Epic Games, Zipline- these are just a few of the companies we have featured on our platform. Robinhood, Coinbase, and SoFi are examples of companies that our investors were able to purchase before they were publicly traded and experienced an IPO within a year.
To have access to all investments on the platform, yes. As a US based company we are bound by regulations that state you must be accredited or qualified to invest in private equity based on your local regulations. Under Regulation D Rule 506(b), investment opportunities are limited for US non-accredited investors, while accredited investors can access all investments on our platform. Most countries have regulations that require you to have sufficient net worth, income, or are considered a sophisticated investor.
In the US, an accredited investor includes anyone who:
-earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
-has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR
-holds in good standing a Series 7, 65 or 82 license.
Not in the US? Click here to contact our team to learn about your countries requirements.
If you haven't already, start by signing up for an account and verifying your email address.
Once you have an account, there's a three step process you'll need to complete in order to make an investment on Linqto.
Step 1: Identity Verification
This is a standard practice as part of our Know Your Customer and Anti Money Laundering (KYC/AML) compliance. You'll be asked to scan your Drivers License or Passport and take a self-photo to verify your identity.
Step 2: Basic Information
You'll need to complete the rest of your profile such as your citizenship and SSN/Tax ID number. This information is used for things such as tax reporting and is not shared with anyone.
Step 3: Verify Accreditation Status
Verify if you are an accredited investor in order to have access to all investment opportunities. Most countries have regulations that require you to have sufficient net worth, income, or are considered a sophisticated investor in order to invest in private companies.
In the US, an accredited investor includes anyone who:
-earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
-has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR
-holds in good standing a Series 7, 65 or 82 license.
Not in the US? Click here to contact our team to learn your countries requirements.
Identity verification is a standard practice as part of our Know Your Customer and Anti Money Laundering (KYC/AML) compliance. Once you’ve created your account, you will be directed to a screen that allows you to scan either your passport (available for investors worldwide) or driver's license (available for US investors). Once you’ve scanned your passport or driver’s license, you will be asked to take a selfie to complete our identity verification process.
If you are based outside the USA with no passport, please click here to contact our team for help.
Our Invest page provides a quick view of the companies on our platform, along with a brief description and what industry they're in. When you view an individual company, we provide in depth information about that company including key facts from our investment team, leadership team, funding rounds and key investors, as well as the Implied Valuation based on the unit share price.
Once you know which company you want to invest in, use the slider to select the size of your investment. After you click the Place Order button, you'll be asked to choose your payment method, which can be a linked Uphold account or your Linqto cash balance*. Lastly, you'll be presented with a review page where you can review your investment and associated agreements and place the order.
*Some accounts may be subject to our legacy Wire Transfer process. When you go to place an order and choose Wire Transfer as the payment method, instructions will be provided once you place your order and we will confirm with you upon receipt of your funds. Funds must be received within 5 business days of the order being placed, after which the order will be cancelled.
Currently, Linqto allows investors to gain exposure to the stock of private companies. However, this is only the first part of Linqto’s vision. The second part is to create a venue where these investments can be freely traded. If you’re imagining something like a stock exchange for private companies, you’re thinking exactly like us.
Traditionally, private equity investments involve complex rules and the requirement to wait for an IPO or undergo a cumbersome broker process for returns. Linqto cuts through these barriers. We've made private investing simple with our intuitive platform, including a newly launched sell feature for select companies, gradually expanding to more over time.
Yes! Click here to contact our team of experienced financial professionals with the details of your retirement account. We will create a separate entity through which you can invest via your retirement vehicle. This entity will sit within your same Linqto profile for maximum convenience. When it is time to invest, you’ll choose to invest through your personal account or your retirement account. You’ll have the flexibility, within the same Linqto profile, to make one investment in your personal account, and the next in your retirement vehicle.
Yes! Click here to contact our team of experienced financial professionals with the details of your LLC, Trust, or other entity. We will set up this entity through which you can invest. This entity will sit within your same Linqto profile for maximum convenience, and has its own cash account that you can add funds via a wire transfer or linked bank account. When it is time to invest, you’ll be presented with a dropdown menu where you can choose to invest through your personal account or your other entity. You’ll have the flexibility, within the same Linqto profile, to make one investment in your personal account, and the next in your other entity.
If you have searched this FAQ and cannot find an answer to your question, click here to contact us.
