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How is my cost basis determined when selling my shares?

Cost basis uses the First In, First Out method. I.e., the oldest shares in your portfolio will be “sold” first.

How is the share price calculated for my current holdings when initiating a sale?

The share price is calculated the at the time of your trade and can vary during times of high market activity.

What happens if there is a fluctuation in price from when I start a transaction?

Final price may vary up to 5% during periods of high volume.

If I pay with shares for a new purchase, how does it work?

Investors can leverage their current Linqto equity by selecting shares as a funding source when making a purchase order, enabling them to invest in new shares with a different company. With this feature you will be able to see how much proceeds will be used, as well as their value per share for the new purchase before executing the trade order. Note that shares are used first for a purchase, and cash in your account can cover any remaining balance.

Why should I invest in private company shares?

There are many reasons to invest in private equity. First and foremost, the private markets have far outperformed the public markets. Over the past 25 years, the average internal rate of return (IRR) for the top quartile of VC funds has ranged around 25% according to the Cambridge Associates Venture Capital Index. Over the same period, the S&P 500 returned around 10% per year. On a fundamental level, these investments are generally riskier and therefore demand higher returns on investment.

In today’s market, companies are staying private for much longer than they used to. The median age for tech companies going public in 2000 was 4-5 years compared with 12 years in 2018. The returns generated by these companies during their growth phase are only achievable by accessing the private share market. As an investor, this makes it essential that you gain an earlier entry point to these companies by investing in private company shares.

Do I have to be an accredited investor?

Yes. As a US based company we are bound by regulations that state you must be accredited or qualified to invest in private equity based on your local regulations. Most countries have regulations that require you to have sufficient net worth, income, or are considered a sophisticated investor.

In the US, an accredited investor includes anyone who:
-earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, OR
-has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR
-holds in good standing a Series 7, 65 or 82 license.

Not in the US? Click here to contact our team to learn about your country's requirements.

How can I invest?

Our Invest page provides a quick view of the companies on our platform, along with a brief description and what industry they're in. When you view an individual company, we provide in depth information about that company including key facts from our investment team, leadership team, funding rounds and key investors, as well as the Implied Valuation based on the unit share price.

Once you know which company you want to invest in, use the slider to select the size of your investment. After you click the Place Order button, you'll be asked to choose your payment method, which can be a linked Uphold account or your Linqto cash balance*. Lastly, you'll be presented with a review page where you can review your investment and associated agreements and place the order.

*Some accounts may be subject to our legacy Wire Transfer process. When you go to place an order and choose Wire Transfer as the payment method, instructions will be provided once you place your order and we will confirm with you upon receipt of your funds. Funds must be received within 5 business days of the order being placed, after which the order will be cancelled.

What happens to my investments if Linqto goes bankrupt?

You can rest assured that your investments will continue to exist even if Linqto goes away. All of our investments exist in bankruptcy-remote vehicles. In the event of a liquidation, all Linqto’s investments are fully shielded from claims by any creditor.

Can I invest through a retirement vehicle?

Yes! Click here to contact our team of experienced financial professionals with the details of your retirement account. We will create a separate entity through which you can invest via your retirement vehicle. This entity will sit within your same Linqto profile for maximum convenience. When it is time to invest, you’ll choose to invest through your personal account or your retirement account. You’ll have the flexibility, within the same Linqto profile, to make one investment in your personal account, and the next in your retirement vehicle.