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Our Invest page provides a quick view of the companies on our platform, along with a brief description and what industry they're in. When you view an individual company, we provide in depth information about that company including key facts from our investment team, leadership team, funding rounds and key investors, as well as the Implied Valuation based on the unit share price.
Once you know which company you want to invest in, use the slider to select the size of your investment. After you click the Place Order button, you'll be asked to choose your payment method, which can be a linked Uphold account or your Linqto cash balance*. Lastly, you'll be presented with a review page where you can review your investment and associated agreements and place the order.
*Some accounts may be subject to our legacy Wire Transfer process. When you go to place an order and choose Wire Transfer as the payment method, instructions will be provided once you place your order and we will confirm with you upon receipt of your funds. Funds must be received within 5 business days of the order being placed, after which the order will be cancelled.
When you make an investment on Linqto, you are purchasing the equivalent number of shares in a Special Purpose Vehicle managed by Linqto but owned by the investors and are protected against creditors in the event of bankruptcy.
We do this for several reasons. First, when private equity is sold, the company has the right to refuse that sale. By selling representation of shares that Linqto owns, we can guarantee an immediate sale to investors without the company having the right to refuse that sale. Secondly, this structure allows only 1 investor, Linqto, on the company's cap table, which is desirable to the company as they want to minimize the number of investors on their cap table for funding and regulatory reasons.
No, all investments are instantly yours once funding is complete.
Unlike many firms that provide access to purchasing private company shares, Linqto isn’t simply a broker. We won’t put your money into escrow while we wait for the underlying company to (hopefully) approve the deal. Instead, before we feature an investment in a company, Linqto has already taken its own capital and fully bought the company’s shares. So when you come to Linqto, we already own the shares. This means we can transfer that exposure to you immediately, and there is no risk of the deal falling through. Every offering you see on Linqto’s platform is 100% guaranteed to close.
When the underlying company exits to the public markets, Linqto will reach out to obtain your brokerage account information. If you don’t have a brokerage account, you can open one (many times for free) at a variety of online or traditional brokers. Linqto will then transfer your now-public, registered shares of stock into your brokerage account.
At that point, the company shares can be fully managed by you. Linqto wants to provide you to the exposure of private companies- once they go public, you should have flexibility to manage your own situation as you see fit. While some of our investors like to hold a company’s stock after it goes public, many others want consistent exposure to the private markets. After the company exits, they will liquidate their position to re-invest the proceeds back into the private markets.
Every merger or acquisition is unique, so there are several possibilities that may arise depending on the details. If this happens, our team will guide you through what your options are.
You can rest assured that your investments will continue to exist even if Linqto goes away. All of our investments exist in bankruptcy-remote vehicles. In the event of a liquidation, all Linqto’s investments are fully shielded from claims by any creditor.
Currently, Linqto allows investors to gain exposure to the stock of private companies. However, this is only the first part of Linqto’s vision. The second part is to create a venue where these investments can be freely traded. If you’re imagining something like a stock exchange for private companies, you’re thinking exactly like us.
Traditionally, private equity investments involve complex rules and the requirement to wait for an IPO or undergo a cumbersome broker process for returns. Linqto cuts through these barriers. We've made private investing simple with our intuitive platform, including a newly launched sell feature for select companies, gradually expanding to more over time.
Go to My Portfolio, select the company you wish to sell shares of, and press 'Sell'. Once you enter the number of shares to sell, you’ll see the estimated proceeds of that order. After you review and submit your order, your proceeds will immediately be available in your cash account.
Yes, there is a transaction fee that helps cover the operating costs of the platform and the local and federal regulatory filing fees uniquely associated with private equity sales, such as Blue Sky Laws.
The price per share you can sell your holdings at is determined based on supply and demand of that company. Limit orders are not currently supported on the platform.
Currently, shares are sold first in, first out (FIFO), meaning the shares you purchased first will be sold first. We are planning to support more advanced trading capabilities in the future such as choosing specific lots to sell from.
The minimum sell offer amount is $5,000 or all of your shares, whichever is lower.
Proceeds from sell orders are deposited into your cash account, ready to be used towards your next investment.
If you’re viewing a company within My Portfolio and don’t see the Sell button, it means that the selling is not currently available for that company. We just launched our sell feature to select companies on our platform, with more being added over time. We reserve the right to disable the sell feature for any reason without notice, including: platform maintenance, the liquidity pool purchasing the shares needs additional funds added, or if trading has been halted due to a pending exit event.
No, all sales on the Linqto platform are final.
We support several options to fund your investment - ACH Transfer, Wire Transfer, and Uphold.
US investors can instantly link their bank account via Plaid and submit a deposit request via an ACH transfer. ACH transfers are typically received and processed within 3 business days, but can take up to 5 business days.
Wire Transfers are typically received and processed within 1 business day, but can take up to 3 business days.
Limits on transfers from bank accounts vary per bank. Please contact your bank regarding your limits.
Uphold is a separate company from Linqto, but one that we partner closely with. Uphold’s digital wallet can hold US dollars, foreign currencies, cryptocurrencies, commodities, and other assets. All of these assets can be used to fund your individual cash account at Linqto. Uphold's 'anything to anything' platform facilitates the conversion to USD when an order is placed.
Once you've created your account, go to the Wallet page and choose the cash account you would like to fund. Selecting 'Add Funds' will prompt you to choose your funding method, where you can choose from your linked accounts or view the wire transfer instructions. We'll notify you once the deposit has been processed and the funds will be available to you when you go to place an order.
ACH Bank Transfers are typically received and processed in 3 business days, but can take up to 5 business days. Wire Transfers are typically received and processed within 1 business day, but can take up to 3 business days. Uphold transfers are available immediately. We'll notify you via email when your deposit is available to use.
Please note that the speed in which your deposits are available depends on when your bank processes your request, which is typically done during business hours. Each bank has its own settlement process and timeline, which is why we recommend contacting your bank if you ever feel that a deposit is taking too long.
Linqto does not currently charge any fees or place limits on deposits, withdrawals, or to maintain your cash balance. Most banks do not charge a fee for ACH deposits, however many do charge a wire transfer fee. Check with your bank regarding transfer fees.
Uphold does not charge a fee for transferring USD, but does charge fees when transferring from other currencies. Click Here to view Uphold fees.
Cash balances reside in a JPMorgan Chase bank account, so you can rest assured that your funds are protected. JPMorgan Chase is one of the largest financial services companies in the world, is ranked as the world's most systemically important bank by the G20 Financial Stability Forum, and has the highest capital requirements among the largest banks in the US.
Additionally, your Linqto account is protected by Two-Factor Authentication (2FA), which requires two sources of verification to sign in to your account: something you know (your password) and something you have (a one-time verification code). This step helps protect your account, even if someone knows or guesses your password.
No, cash balances are in a non-interest bearing account.
