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What is Linqto?

Linqto's vision is to democratize private market investing. Our mission is to make investing in private companies as easy and accessible as investing in the public stock market. Our platform features high-growth, technology-driven companies who we believe could go public or be acquired within 5 years.* Ripple, Anthropic, Epic Games, and Zipline are just a few of the companies we have featured on our platform.

Robinhood, Coinbase, and SoFi are examples of companies that our investors were able to purchase before they were publicly traded and experienced an IPO within a year.

*Investing with Linqto is speculative, illiquid, and involves risk of loss. No guarantee is made that a company will experience an IPO or any liquidity event.

What makes Linqto different?

Linqto is structured in a unique way designed to benefit everyone involved in the private equity investment process. We use a private fund structure to acquire company shares with 100% of our own capital before offering them to investors. This allows us to offer investors access to top private companies with industry-low minimums and no added fees, all through a simple-to-use platform backed by first-class customer support. Plus, we believe so strongly in every company on our platform that we keep some equity for ourselves, so we're invested right alongside our investors.

For founders and employees of private companies, we provide means to realize the value of their equity at a fair price without needing to wait for their company to IPO or be acquired. We handle all the necessary paperwork and negotiations with the company to make it a stress-free process for the individual.

For private companies, we provide your employees and investors with a path to liquidity while serving as only one investor on your cap table.

How does Linqto decide what companies to offer on the platform?

Linqto primarily invests in mid-to-late-stage private companies within the technology industry. Linqto does not participate in seed rounds or any type of project financing – companies must be generating revenue at a minimum with institutional venture capital or private equity investor backing. We source shares for our platform via secondary transactions with private market brokers, venture capital firms, existing and former employees, and other insiders. We also source shares by participating in primary financing rounds alongside other institutional investors, investing directly in a company through a priced equity round.

Linqto targets companies that are leaders within the sub verticals of tech: artificial intelligence, blockchain and digital assets, enterprise software, networking and IoT, hardware, and FinTech – among others. We believe these verticals represent the core pillars of the technology ecosystem and will drive the growth of the modern economy going forward.

Linqto seeks to invest in visionary management teams that have a proven track record of bringing timely products and services to market. We strive to invest alongside other reputable investors and look for companies operating within a large total addressable market with limited competition, high barriers to entry, high switching costs, and few external risk factors. Most importantly, we invest in companies with strong unit economics, high growth rates, attractive margins, multiple revenue streams, a path to profitability, and a proven competitive moat.

As the largest single segment of the private market, we believe the technology vertical will continue to outperform through a consistent pipeline of innovative new products, services, and features. Linqto will always strive for favorable investment entry points with attractive discounts relative to select peers and the broader market. Through multiple origination channels, we believe we have an investment process that can provide our customers with outsized risk-adjusted returns.

Where does Linqto get these shares from?

Linqto typically purchases shares from current and former employees, early investors, and advisors of the private company.

How does Linqto make money?

Linqto purchases shares in private companies using its own capital, which allows us to offer these shares to our investors via a private fund structure. We charge a purchase premium on the fund shares we offer, which covers the costs of sourcing, acquiring, and holding the shares, as well as compensating us for the upfront risk we take when purchasing the shares. This premium is reflected in the purchase price and may vary depending on market conditions and company-specific factors.

Linqto also charges a redemption fee, typically 10%, when investors sell shares through our platform. This fee helps cover the costs and risks associated with redeeming the shares from the private fund.

Do I have to be an accredited investor?

Yes. As a US-based company, we are bound by US Securities laws and specific regulations set by the Securities and Exchange Commission (SEC). Our specific offering requires all investors to be verified as accredited. One purpose of the accredited investor designation is to identify investors who are knowledgeable about investing and/or can bear the economic risks of investing in unregistered investments.

A accredited investor is someone who has earned $200,000 in gross income the last two years ($300,000 if filing with a spouse or partner) and reasonably expects to earn the same in the current year, someone who has a net worth of $1,000,000 aside from their primary residence, or someone who holds a valid FINRA Series 7, 65, or 82 license.

Interested in learning more? Check out our blog on accredited investors here.

What am I purchasing when I invest?

When you invest with Linqto, you are investing in a private fund, a series of “Linqto Liquidshares LLC” which, in turn, owns the stock or another asset which holds the stock of the private companies. This ownership by Linqto segregates the investment from Linqto’s corporate assets, therefore protecting it from any potential Linqto, Inc. financial issues. For some companies, Linqto Liquidshares owns an interest in another private fund which owns the shares. This private fund structure is what enables Linqto to provide investment access to these companies, who limit who can directly invest in their stock.

One unit of a series of Linqto Liquidshares LLC (“Private Fund”) is the equivalent of one share of underlying private company stock.

By investing through the private fund, you gain a segregated, economically beneficial interest in private companies without the complexities and potential delays of securing direct stock ownership. This structure is designed to provide you with confidence in your holdings, allowing us to handle packaging the investment so that you can enjoy the benefits of private equity investing.

What’s the minimum investment size?

At Linqto we want to make private investing accessible. Historically, investing in a private company could require you to invest at least $100,000, but at Linqto you can invest with as little as $1,000 for your first investment. Second investments are offered at a minimum of $2,500, with all subsequent investments offered at $5,000.

Are there fees to invest?

Linqto does not charge ongoing management or brokerage fees, but we do charge a purchase premium. This premium is added to the cost of the shares to cover the operational and holding costs associated with providing these investments. Additionally, when investors redeem their shares, a redemption fee of 10% is applied. This fee helps cover the costs and risks of buying back the shares.