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When will my deposits be available in my cash balance?

The speed in which funds are available are based on how they were deposited.

Uphold deposits are available instantly.

ACH transfers for eligible customers provide instant access to funds for deposits up to $25.5k (limits apply) — Deposits made over that limit must settle through the traditional route which typically takes 2-3 business days.

Domestic wires typically take 1-3 business days to arrive. International wires could take up to 5 business days.

After a deposit has been received and added to your account, you’ll be notified via email. Each bank has their own process and timeline; in the event your deposit is taking longer than expected, we recommend contacting your bank to investigate.